Ok so this is a bit tongue in cheek and 95% serious. I am not for a single dollar going to any of these crooks. PERIOD. Regardless of the cost or possible recession/depression!

 If we can bail out big business who has fleeced the better part of the American public, we can bail out small business owners and get them REAL AFFORDABLE HEALTH CARE!

We can bail out the very people who were victimized by these very companies!

Without further adieu, my short and sweet bail out plan (it should sound very familiar!)

1. Any company requesting or in need of bail out money must submit a FULL CREDIT APPLICATION.

2. If their credit is not good (and its not or they wouldn’t be in this position) then they are subject to a 24% ANNUAL APR!

3. If their credit is beyond questionable, we can provide them with $ at a Adjustable Rate. After all they should be in better standing in a few years and they can SIMPLY REFINANCE THE DEBT

4. We can set up a national web site where the American people (the “owners of the new company”) can log on to see payments being made.

5. The web site in #4 can be used by the bailees to make a payment. Of course their will be a convenience fee for said payment. The fee will be a three tier system depending upon when the payment is drafted not scheduled.

6. We can set up an 800# in the event that they do not want to pay over the phone. The 800# will be impossible to reach a live human being. In the event they do it will go to BFE, India and to a representative who knows 0 english. The fee to pay over the phone will be more than the web.

7. The debt can be sold at any time to another company or government without notice. If it is sold, bailees are still responsible for making payment. If payment is not made to right company on time they will be subject to late fees and possible foreclosure/reposessions. At a minimum you will be subject to incessant and annoying phone calls every 6 minutes from 7 am to 10 pm.

8. Late payments are subject to a 6% late fee.

9. Interest rate on money for bail out is subject to change until locked!

10. Your credit report will be slammed for the most ridiculous infractions real or perceived.

11. Bailees information will be sold to list makers and affiliated businesses.  

These are some of the very companies that created such business practices. In the process they break the financial backs of some Americans.

Now they are supposed to get free $$$$$?  No interest? No credit app? How do we get paid back in place of shareholders?

I DONT THINK SO. They should be forced to get a taste of their own medicine. Maybe, and just maybe, we will see a return of morals and ethics to business! We will see some decency towards hard working people and not just wreckless disregard to the bottom line.

There is no reason these CORPORATIONS should be treated different from any other business/consumer in need of money. PERIOD! This is simply corporate wellfare. These corporations get enough breaks! They have very smart, educated people in leadership positions. They can figure their way out just as they figured their way in.

The failure here was viewing management as leadership. They are not always the same. Bailing these people out will fix nothing and only delay the inevitable! If we can bail them out what about bailing the very people they screwed out? What about small business? Same scenario just a much smaller scale? How do you differentiate? The precedent will be set and the lesson not learned! This will be expected any time a corporation has turbulence.

Call your senator and tell them to go with my bail out plan! If they don’t know of it, they can contact me directly!!!! I will be more than happy to walk them through some of this.

Joe Hildebrand

303-437-1239

Pay attention airlines. You were held together post 9/11 by the very people you are now gouging. The next time you wont be so lucky to come out of it whole. Frontier and Southwest airlines will own your fleet and the global skies!